Tuesday, May 15, 2012

Reassuring Thought of the Day: The Government Isn't Even All That Good at Propaganda

Check this out, the Lightworker administration is trying to use the provisions of Obamacare as electioneering propaganda in order to increase public perception of the healthcare law. Well, it just so happens that I got a letter from my small business's health insurance provider in the mail today.  Here is the opening sentence:
"We're committed to making health care reform work for you and your employees.  As we take steps to to put the Affordable Care Act into action, we do our best to limit administrative burdens for you, our customer."
Now others may interpret that differently, but, at least in my reading, that is not what I would call whiz-bang propaganda.  First, the benefits are not self-evident, they seem to require commitment on the part of my insurance provider.  Second, they are doing their best (code for "we can't actually do it, so we are telling you that we are doing our best") to limit the mal-effects of the law.  The law has mal-effects?  Really, thanks for telling me. 

From here, the reader has to wade into some very dry language about the Medical Loss Ratio (MLR) rebates to figure out that they may or may not be getting some money back.  Here's a fun part.  If they mail you a check, you have to distribute it among plan enrollees.
...we will send a check to you if a rebate is due.  You will then distribute to enrollees, based on the amount of premium paid by the employee.  Don't worry.  If this happens, we will provide you tools and assistance in making that calculation."
So basically, getting this money, if you get it, is going to be a hassle.  Only the government could make receiving money a prospect over which one must be reassured is not a cause for worry.

More...
"The medical loss ratio is the percantage of premiums (less federal and state taxes and licensing or regulatory fees) that insurers spend on medical care."
So, you gave us money and we're giving you some of it back, after, of course,the government gets its cut via "federal and state taxes and licensing or regulatory fees."  Gee thanks, I'm sure the government will only take a miniscule slice and why do we have this middleman again?

I would be madder at this overt example of text-book socialist-tinged statist propaganda if the government weren't so inept at nearly everything it does, that this effort will turn out to be laughable rather than ominous.

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